Dear customer, below you will find the general terms and conditions of Dive4Life GmbH. Please read them carefully, as they contain important information for the relationship between you and us. General Terms and Conditions 1. Registration 1.1 By making your booking, you are making a binding offer to Dive4Life GmbH to conclude a booking contract. Registration can be made in writing, verbally, by telephone, by fax, or electronically (email, internet) and is considered a binding booking by the customer. The contract is concluded upon acceptance by Dive4Life GmbH. Acceptance takes the form of a written booking confirmation with invoice. 1.2 If you do not have our booking and payment conditions when you register by telephone, we will be happy to send them to you with the booking confirmation/invoice. 1.3 If the content of the booking confirmation/invoice differs from the content of the registration, we are bound to this offer for 10 days. The contract is concluded on the basis of this new offer if you notify us of your acceptance within this period, which can also be done by payment, provided we inform you of the change when sending it. 1.4 Please notify us immediately if you, as the booker, have not received your booking confirmation/invoice from us at least 7 days before the booking date. In this case, provided you have paid, we will send the booking confirmation/invoice immediately. 2. Payment 2.1 Payment for the booking is due immediately upon receipt of the booking confirmation/invoice. 2.2 If the agreed amount is not received in full even after a reminder up to one week before the booking date, this entitles us to terminate the booking contract and to charge compensation in the amount of the corresponding booking. You are free to prove that we have suffered less damage. 3. Services, Prices 3.1 The scope of the contractual services is determined by the service descriptions as they form the basis of the contract, as well as the information in the booking confirmation/invoice that refers to them. Subsidiary agreements that change the scope of the contractual services require express written confirmation. 3.2 Your stay begins and ends – depending on your booked length of stay – at the times stated in the brochure or offer. 3.3 The early bird discount requires that booking and payment be made at least 14 days before the date of your stay. 3.4 No further discounts are possible for reduced prices. 4. Changes to Services and Prices Changes or deviations to individual booking components from the agreed content of the booking contract that become necessary after the contract has been concluded and that were not brought about by us in bad faith are only permitted if the changes and deviations are not significant and do not affect the overall nature of the booked service. 5. Cancellation, Rebooking, Replacement Person 5.1 You can cancel your booking at any time before the start of your stay. Cancellations must be made via the booking system by clicking the "Cancellation" button visible in the booking confirmation. Cancellations are only valid after the customer has received the cancellation confirmation. The time of cancellation is determined by the receipt of the confirmation, not by clicking the "Cancellation" button in the booking system. 5.1.1 A suitable replacement person may appear without further notice. A suitable person in this context is someone who meets the requirements regarding a diving license, fitness to dive, and minimum age. 5.2 If the booking/order is canceled, we may demand reasonable compensation for the arrangements made and our expenses. When calculating the compensation, we usually take into account any savings and possible alternative uses of the booking services. The customer is free to prove that, in the specific case, the replacement charge must be lower than the flat rate we calculate. 5.3 The amount of your replacement service depends on the booking price and is calculated based on the time of the online cancellation. The cancellation fees are a flat rate for each registered guest as follows: Cancellation up to 1 week before the booked date: 95% refund Cancellation 1 week to 3 days before the booked date: 90% refund Cancellation 3 days to 1 day before the booked date: 80% refund Cancellation 1 day to 1 minute before the booked date: 75% refund The refund, less the cancellation fees, will be made automatically via the booking system to the original means of payment immediately or within a maximum of 30 working days. 5.4 If special cancellation conditions are referred to in the description of a trip or in the confirmation or invoice, these shall take precedence. 5.5 The premature termination of a service that has already begun by the service recipient does not count as a cancellation. A partial refund of the booking price is excluded. Any warranty claims remain unaffected. 6. Cylinder Fillings / Nitrox Fillings 6.1 We fill compressed air and Nitrox 32. We adhere to the legal requirements in Germany and expect you to do the same. We fill compressed air in cylinders with a G5/8" thread and a current TÜV certificate. We only fill Nitrox in cylinders with an M 26x2 thread and a current TÜV certificate. 6.2 We also offer diving cylinders with the Nitrox thread M26x2 for rental. We also offer regulators with this thread and the corresponding purity if you do not have your own. 6.3 We only tolerate the use of suitable cylinders and regulators with the M26x2 thread for Nitrox. The use of a compressed air regulator with an adapter and an M26x2 thread is not permitted with our cylinders, either in the diving tower or outside. The use of such an adapter may be possible abroad. However, we recommend that you observe the local regulations. 6.4 All divers who have a Nitrox certificate with from a diving organization affiliated with the RSTC and use a diving cylinder with an M26x2 thread and a Nitrox regulator with an M26x2 thread, and dive with us according to their standards. 7. Cancellation by the tour operator for diving trips If an expressly advertised minimum number of participants is not reached, we are entitled to cancel the trip up to four weeks before the start of the trip. Payments made towards the trip price will be refunded immediately. 8. Health, sports and diving trips 8.1 By registering, the booking party declares that there are no medical concerns regarding participation in the selected service and the associated program. When participating in diving courses and diving trips, it is recommended to have a medical examination for fitness to dive before booking. 8.2 Guests who book a diving package confirm with their registration that they have the appropriate diving experience. 9. General Terms and Conditions / Participation in Diving Activities / Diving Courses and Diving Excursions 9.1 Dive4Life GmbH assumes no liability for theft, damage, or loss of Diving equipment or other personal property. Damage caused by the negligence of third parties and strict liability are excluded. 9.2 The consumption of alcohol and drugs is prohibited before and during a dive. Abuse will inevitably lead to exclusion. 9.3 If, after registration for the diving course and before the start of the open water training, the diving doctor determines that the participant is unfit to dive, or that pregnancy results in the termination of the diving training, the course fee will be refunded against a deduction for the training hours completed. 9.4 During the diving programs, the instructions of the instructors and supervisors must be followed. In the event of violations, the instructor or supervisor is authorized to immediately exclude the participant. 9.5 All divers who hold an OWD certificate from a diving organization affiliated to the RSTC can dive with us according to their standards. 9.6 All diving instructors who hold an instructor certificate and are active with a diving organization affiliated to the RSTC can independently conduct training with us according to their standards. 9.7 All information in our brochures is Published subject to legal or official approval. Details in these brochures correspond to the status at the time of printing. 9.8 With the publication of new brochures, all our previous publications regarding identical services and dates become invalid. 9.9 Obvious printing and calculation errors entitle us to contest the booking contract. 10. Data Protection 10.1 The collection and processing of all personal data is carried out in accordance with German data protection regulations. Only such personal data as is necessary to process your booking will be collected. Our employees are sworn to data secrecy. You can object to the further use of your personal data for advertising purposes and/or the disclosure of this data for advertising purposes at any time by notifying Dive4Life GmbH. Upon receipt of your objection, we will immediately discontinue sending you further advertising material, including our newsletter, and/or no longer disclose your data for advertising purposes. Dive4Life GmbH Zeithstraße 110 53721 Siegburg +49 (0)2241 – 95 72 185 shop@dive4life.de www.dive4life.de Managing Director: Sebastian Reinwald HRB 8325 DE 228674830 Status: January 2021

1. Data protection at a glance General information The following information provides a simple overview of what happens to your personal data when you visit our website. Personal data is all data with which you can be personally identified. You can find detailed information on data protection in our data protection declaration below this text. Data collection on our website Who is responsible for data collection on this website? Data processing on this website is carried out by the website operator. You can find his contact details in the imprint of this website. How do we collect your data? On the one hand, your data is collected when you provide it to us. This can, for example, be data that you enter into a contact form. Other data is automatically collected by our IT systems when you visit the website. This is primarily technical data (e.g. internet browser, operating system or time of page access). This data is collected automatically as soon as you enter our website. What do we use your data for? Some of the data is collected to ensure that the website is provided without errors. Other data can be used to analyze your user behavior. What rights do you have regarding your data? You have the right to receive information about the origin, recipient and purpose of your stored personal data free of charge at any time. You also have the right to request the correction, blocking or deletion of this data. You can contact us at any time at the address provided in the imprint with any questions about data protection. You also have the right to lodge a complaint with the responsible supervisory authority. Analysis tools and third-party tools When you visit our website, your surfing behavior can be statistically evaluated. This is done primarily with cookies and so-called analysis programs. The analysis of your surfing behavior is generally anonymous; your surfing behavior cannot be traced back to you. You can object to this analysis or prevent it by not using certain tools. You can find detailed information on this in the following privacy policy. You can object to this analysis. We will inform you about the options for objection in this privacy policy. 2. General information and mandatory information Data protection The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy. When you use this website, various personal data is collected. Personal data is data with which you can be personally identified. This privacy statement explains which data we collect and what we use it for. It also explains how and for what purpose this is done. We would like to point out that data transmission over the Internet (e.g. when communicating by e-mail) can have security gaps. Complete protection of data against access by third parties is not possible. Note on the responsible body The responsible body for data processing on this website is: Dive4Life GmbH Sebastian Reinwald Zeithstr. 110 53721 Siegburg Phone: 02241-9572185 Email: shop@dive4life.de The responsible body is the natural or legal person who alone or jointly with others decides on the purposes and means of processing personal data (e.g. names, e-mail addresses, etc.). Revocation of your consent to data processing Many data processing operations are only possible with your express consent. You can revoke your consent at any time. All you need to do is send us an informal email. The legality of the data processing carried out up to the time of revocation remains unaffected by the revocation. Right to lodge a complaint with the competent supervisory authority In the event of violations of data protection law, the data subject has the right to lodge a complaint with the competent supervisory authority. The competent supervisory authority for data protection issues is the state data protection officer of the federal state in which our company is headquartered. A list of data protection officers and their contact details can be found at the following link: https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html. Right to data portability You have the right to have data that we process automatically on the basis of your consent or in fulfillment of a contract handed over to you or to a third party in a common, machine-readable format. If you request the direct transfer of the data to another controller, this will only be done if technically feasible. SSL or TLS encryption For security reasons and to protect the transmission of confidential content, such as orders or inquiries that you send to us as the site operator, this site uses SSL or TLS encryption. You can recognize an encrypted connection by the fact that the address line of the browser changes from “http://” to “https://” and by the lock symbol in your browser line. If SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties. Encrypted payment transactions on this website If, after concluding a paid contract, there is an obligation to send us your payment details (e.g. account number for direct debit authorization), this data is required to process the payment. Payment transactions using common payment methods (Visa/MasterCard, direct debit) are carried out exclusively via an encrypted SSL or TLS connection. You can recognize an encrypted connection by the fact that the address line of the browser changes from “http://” to “https://” and by the lock symbol in your browser line. With encrypted communication, your payment data that you send to us cannot be read by third parties. Information, blocking, deletion Within the framework of the applicable legal provisions, you have the right at any time to obtain free information about your stored personal data, its origin and recipient and the purpose of the data processing and, if applicable, a right to correction, blocking or deletion of this data. You can contact us at any time at the address given in the imprint for this and with any other questions on the subject of personal data. Objection to advertising emails The use of contact data published as part of the imprint obligation to send unsolicited advertising and information material is hereby prohibited. The operators of the website expressly reserve the right to take legal action in the event of unsolicited advertising information being sent, for example through spam emails. 3. Data collection on our website Cookies Some of the Internet pages use so-called cookies. Cookies do not cause any damage to your computer and do not contain any viruses. Cookies serve to make our offering more user-friendly, effective and secure. Cookies are small text files that are stored on your computer and saved by your browser. Most of the cookies we use are so-called "session cookies". They are automatically deleted at the end of your visit. Other cookies remain stored on your device until you delete them. These cookies enable us to recognize your browser on your next visit. You can set your browser so that you are informed when cookies are set and only allow cookies in individual cases, exclude the acceptance of cookies for certain cases or in general, and activate the automatic deletion of cookies when you close the browser. If cookies are deactivated, the functionality of this website may be limited. Cookies that are necessary for electronic communication or to provide certain functions you have requested (e.g. shopping cart function) are stored on the basis of Art. 6 (1) (f) GDPR. The website operator has a legitimate interest in storing cookies for the technically error-free and optimized provision of its services. If other cookies (e.g. cookies for analyzing your surfing behavior) are stored, these are treated separately in this data protection declaration. Server log files The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are: Browser type and version Operating system used Referrer URL Host name of the accessing computer Time of the server request IP address This data will not be merged with other data sources. The basis for data processing is Art. 6 (1) (f) GDPR, which permits the processing of data to fulfill a contract or to take pre-contractual measures. Contact form If you send us enquiries via the contact form, your details from the enquiry form, including the contact details you provided there, will be stored by us for the purpose of processing the enquiry and in the event of follow-up questions. We will not pass this data on without your consent. The processing of the data entered in the contact form is therefore exclusively based on your consent (Art. 6 (1) (a) GDPR). You can revoke this consent at any time. An informal notification to us by e-mail is sufficient. The legality of the data processing operations carried out up to the time of revocation remains unaffected by the revocation. The data you enter in the contact form will remain with us until you request us to delete it, revoke your consent to storage or the purpose for storing the data no longer applies (e.g. after your request has been processed). Mandatory legal provisions - in particular retention periods - remain unaffected. Registration on this website You can register on our website to use additional functions on the site. We will only use the data you enter for the purpose of using the respective offer or service for which you have registered. The mandatory information requested during registration must be provided in full. Otherwise, we will reject your registration. For important changes, such as those relating to the scope of services or technically necessary changes, we will use the email address you provided during registration to inform you. The data entered during registration is processed on the basis of your consent (Art. 6 (1) (a) GDPR). You can revoke your consent at any time. An informal email to us is sufficient. The legality of any data processing that has already taken place remains unaffected by the revocation. The data collected during registration will be stored by us for as long as you are registered on our website and will then be deleted. Statutory retention periods remain unaffected. Registration with Facebook Connect Instead of registering directly on our website, you can register with Facebook Connect. This service is provided by Facebook Ireland Limited, 4 Grand Canal Square, Dublin 2, Ireland. If you decide to register with Facebook Connect and click on the “Login with Facebook” / “Connect with Facebook” button, you will be automatically redirected to the Facebook platform. There you can log in with your user data. This links your Facebook profile to our website or our services. This link gives us access to the data stored on Facebook. This is primarily: Facebook name Facebook profile and cover photo Facebook cover photo Email address stored on Facebook Facebook ID Facebook friend lists Facebook likes (“Likes”) Birthday Gender Country Language This data is used to set up, provide and personalize your account. Further information can be found in the Facebook Terms of Use and the Facebook Privacy Policy. You can find these at: https://de-de.facebook.com/about/privacy/ and https://www.facebook.com/legal/terms/. Processing of data (customer and contract data) We collect, process and use personal data only to the extent that it is necessary for the establishment, content design or modification of the legal relationship (inventory data). This is done on the basis of Art. 6 (1) (b) GDPR, which permits the processing of data to fulfill a contract or for pre-contractual measures. We collect, process and use personal data about the use of our website (usage data) only to the extent that this is necessary to enable the user to use the service or to bill them. The collected customer data is deleted after completion of the order or termination of the business relationship. Statutory retention periods remain unaffected. Data transfer upon conclusion of contract for online shops, retailers and shipping of goods We only transfer personal data to third parties if this is necessary for the purpose of contract processing, for example to the company entrusted with delivering the goods or the credit institution commissioned with processing the payment. Further transmission of the data does not take place or only if you have expressly consented to the transmission. Your data will not be passed on to third parties without your express consent, for example for advertising purposes. The basis for data processing is Art. 6 (1) (b) GDPR, which permits the processing of data to fulfill a contract or to take steps prior to entering into a contract. Data transfer upon conclusion of contract for services and digital content We only transfer personal data to third parties if this is necessary for the purpose of contract processing, for example to the credit institution commissioned with processing the payment. Further transmission of the data does not take place or only if you have expressly consented to the transmission. Your data will not be passed on to third parties without your express consent, for example for advertising purposes. The basis for data processing is Art. 6 (1) (b) GDPR, which permits the processing of data to fulfill a contract or to take steps prior to entering into a contract. 4. Social media Facebook plug-ins (Like & Share button) Our web pages contain plug-ins from the social network Facebook, provider Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA. You can recognize the Facebook plug-in by the Facebook logo or “Like button” on our page. You can find an overview of Facebook plug-ins here: https://developers.facebook.com/docs/plugins/. When you visit our web pages, a direct connection is established between your browser and the Facebook server via the plug-in. Facebook therefore receives the information that you have visited our page using your IP address. If you click the Facebook “Like button” while logged into your Facebook account, you can link the content of our pages to your Facebook profile. This allows Facebook to assign your visit to our pages to your user account. We would like to point out that as the provider of the pages we have no knowledge of the content of the transmitted data or how it is used by Facebook. Further information on this can be found in Facebook's privacy policy at: https://de-de.facebook.com/policy.php. If you do not want Facebook to be able to associate your visit to our pages with your Facebook user account, please log out of your Facebook user account. Instagram Plugin Functions of the Instagram service are integrated into our pages. These functions are offered by Instagram Inc., 1601 Willow Road, Menlo Park, CA 94025, USA. If you are logged into your Instagram account, you can link the content of our pages to your Instagram profile by clicking the Instagram button. This allows Instagram to associate your visit to our pages with your user account. We would like to point out that as the provider of the pages we have no knowledge of the content of the transmitted data or how it is used by Instagram. Further information on this can be found in Instagram's privacy policy: https://instagram.com/about/legal/privacy/. 5. Analysis tools and advertising Google Analytics This website uses functions of the web analysis service Google Analytics. Provider is Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Google Analytics uses so-called “cookies”. These are text files that are stored on your computer and that enable an analysis of your use of the website. The information generated by the cookie about your use of this website is usually transferred to a Google server in the USA and stored there. Google Analytics cookies are stored on the basis of Art. 6 (1) (f) GDPR. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising. IP anonymization We have activated the IP anonymization function on this website. This means that your IP address will be shortened by Google within member states of the European Union or in other contracting states to the Agreement on the European Economic Area before being transmitted to the USA. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide the website operator with other services relating to website activity and internet usage. The IP address transmitted by your browser as part of Google Analytics will not be merged with other data held by Google. Browser Plugin You can prevent cookies from being saved by setting your browser software accordingly; however, we would like to point out that in this case you may not be able to use all the functions of this website to their full extent. In addition, you can prevent Google from collecting the data generated by the cookie and relating to your use of the website (including your IP address) and from processing this data by Google by downloading and installing the browser plug-in available under the following link: https://tools.google.com/dlpage/gaoptout?hl=de. Objection to data collection You can prevent Google Analytics from collecting your data by clicking on the following link. An opt-out cookie will be set which prevents the collection of your data on future visits to this website: Deactivate Google Analytics. For more information on how Google Analytics handles user data, please see Google’s privacy policy: https://support.google.com/analytics/answer/6004245?hl=de. Contract data processing We have concluded a contract for order data processing with Google and fully implement the strict requirements of the German data protection authorities when using Google Analytics. Demographic characteristics in Google Analytics This website uses the “demographic characteristics” function of Google Analytics. This enables reports to be created which contain information about the age, gender and interests of site visitors. This data comes from interest-based advertising from Google as well as from visitor data from third parties. This data cannot be assigned to a specific person. You can deactivate this function at any time via the ad settings in your Google account or generally prohibit the collection of your data by Google Analytics as described in the section “Objection to data collection”. WordPress Stats This website uses the WordPress tool Stats to statistically evaluate visitor access. The provider is Automattic Inc., 60 29th Street #343, San Francisco, CA 94110-4929, USA. WordPress Stats uses cookies that are stored on your computer and that enable an analysis of website usage. The information generated by the cookies about the use of our website is stored on servers in the USA. Your IP address is anonymized after processing and before storage. “WordPress Stats” cookies remain on your device until you delete them. “WordPress Stats” cookies are stored on the basis of Art. 6 (1) (f) GDPR. The website operator has a legitimate interest in the anonymized analysis of user behavior in order to optimize both its website and its advertising. You can set your browser so that you are informed about the use of cookies and only allow cookies in individual cases, exclude the acceptance of cookies for certain cases or in general, and activate the automatic deletion of cookies when closing the browser. If cookies are deactivated, the functionality of our website may be limited. You can object to the collection and use of your data for the future by setting an opt-out cookie in your browser by clicking on this link: https://www.quantcast.com/opt-out/. If you delete the cookies on your computer, you must set the opt-out cookie again. 6. Plugins and tools YouTube Our website uses plug-ins from the YouTube site operated by Google. The operator of the pages is YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA. When you visit one of our pages equipped with a YouTube plug-in, a connection to the YouTube servers is established. The YouTube server is informed which of our pages you have visited. If you are logged into your YouTube account, you allow YouTube to assign your surfing behavior directly to your personal profile. You can prevent this by logging out of your YouTube account. YouTube is used in the interest of an appealing presentation of our online offerings. This represents a legitimate interest within the meaning of Art. 6 (1) (f) GDPR. Further information on how user data is handled can be found in YouTube’s privacy policy at: https://www.google.de/intl/de/policies/privacy. Google Web Fonts This site uses so-called web fonts provided by Google for the uniform display of fonts. When you visit a page, your browser loads the required web fonts into your browser cache in order to display texts and fonts correctly. For this purpose, the browser you use must establish a connection to Google’s servers. This means that Google knows that our website was accessed via your IP address. Google Web Fonts is used in the interest of a uniform and appealing presentation of our online offerings. This represents a legitimate interest within the meaning of Art. 6 (1) (f) GDPR. If your browser does not support web fonts, a standard font from your computer will be used. Further information about Google Web Fonts can be found at https://developers.google.com/fonts/faq and in Google's privacy policy: https://www.google.com/policies/privacy/. Google Maps This website uses the Google Maps map service via an API. The provider is Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. To use the functions of Google Maps, it is necessary to save your IP address. This information is usually transferred to a Google server in the USA and stored there. The provider of this site has no influence on this data transfer. Google Maps is used in the interest of an appealing presentation of our online offerings and to make the locations specified by us on the website easy to find. This represents a legitimate interest within the meaning of Art. 6 (1) (f) GDPR. Further information on how user data is handled can be found in Google's privacy policy: https://www.google.de/intl/de/policies/privacy/. 7. Supplement to the accreditation system: Appendix A [Information on data processing] Dear Sir or Madam, in order to execute the contract, we must collect certain personal data from you; without it, such execution would not be possible. Personal data is any data that is linked to your person, such as your name, place of residence, etc. To give you a precise overview of this process, we are providing you with some information: Who can I contact if I have any questions? For questions or to enforce your rights in connection with your personal data, Mr. Sebastian Reinwald, Zeithstr. 110 53721 Siegburg, is available to you as the person responsible within the meaning of the GDPR. What do you need my data for? So that you have a precise overview of exactly what we need your data for, you will find an explanation below of what we need which of the collected data for: We need your name and address in order to perform and process the contract. This data also serves us to enforce legal interests in an emergency. We need your telephone number/email address so that we can contact you at short notice and inform you of any changes/send you the tickets/confirmation of dispatch and forward any personal items. Furthermore, we are legally obliged to store all data for your tax return. Does anyone else have access to my data? Your data will not be processed beyond this time. How long do you keep my data? We delete your personal data after all statutory retention periods have expired. Currently, the longest retention period is generally the tax retention period of at least 10 years. However, if reasons arise for longer retention, this period can be extended in exceptional cases. If, however, you do not wish your customer data and any associated account to be deleted, please let us know. What rights do I have with regard to my data? You have the right to contact your contact person and request information about the personal data collected and processed from you, as well as the correction, deletion, transmission or restriction of processing within the legal framework of Article 16 of the GDPR. You also have the right to object to the further processing of your data, provided that it is not required for the execution of the contract. You also have the right to contact the data protection authority responsible for you in accordance with Article 77 GDPR in conjunction with Section 19 BDSG. You can find your exact contact person at https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html What are the exact grounds for the collection and can I refuse? We must collect your data as already described in order to execute the contract. If you do not agree to the data collection, you are free to forgo it, but then we must also refrain from doing business with you. Will my data be processed automatically? Automated processing within the meaning of Article 22 GDPR does not take place. (The example here would be a loan application or similar, which is only checked by machine.) Should this be necessary at any time, we will inform you.